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Penalties for Noncompliance with the Affordable Care Act’s Individual Mandate

In June, the U.S. Supreme Court upheld the constitutionality of Obamacare’s individual mandate by concluding that imposing a penalty for not purchasing health insurance is a valid exercise of Congress’ power to tax. As of Jan. 1, 2014, all Americans will be required to purchase either a private health plan or health insurance through a […]

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Tip: Making the Leap from Entrepreneur to Successful Leader

The very assets that make entrepreneurs successful can turn into handicaps when their business ventures take off and they assume the role of boss. Going from being responsible for everything and being a hands-on player in every aspect of the business to having employees to supervise and delegate is a giant leap. Most of us […]

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Technology: Spear Phishing – An Insidious Tactic Targets the Scam-Savvy

We all know to sidestep the misspelled email from a temporarily insolvent Nigerian prince who needs a little help and the details of our bank account. This type of clumsy email con typically goes out to millions of accounts hoping to trap a few unsuspecting recipients. The thieves sometimes highjack an official looking corporate logo […]

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Financial Planning for September 2012 Mortgage Opportunities Abound in Today’s Market

By early summer of this year, 30-year fixed mortgage rates had fallen to 3.55 percent – their lowest level in 40 years. One of the reasons rates have remained low is that investors continue to pour money into relatively safe Treasury bonds – the securities that guide home loans. Up until recently, low mortgage rates […]

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Stock Market: Forget the Old Rules; Times Have Changed

It seems like the experts are using some very fancy language to say that the stock market is doing quite well and… we don’t really know why. Despite a lot of hand wringing regarding the dangers of rising taxes and growing deficits in the United States- and fears of a meltdown in Europe- it appears […]

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