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Andrew Presti

When Someone Dies, Who Pays the Debt?

Although no one likes to think about end-of-life issues, it’s always best to educate yourself on the fine points of estate planning to ensure a smooth transition for your beneficiaries. Given the current economy, how are credit cards and other loans paid off if a person dies and leaves outstanding debt? Are they paid from […]

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Andrew Presti

Stock Market: Tax Issues, Cautious Recovery Create Uncertainty

News that the recession officially ended some 15 months ago failed to generate much excitement among Wall Street pundits. Economic growth and unemployment have yet to perform significantly better than during the official recessionary period. Truth be told – and semantics aside – analysts and individual investors alike are most concerned with implications of the […]

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Andrew Presti

The Right Stuff: Six Traits of Dynamic Business Professionals

Do you have what it takes to outlast your business? All too often, business owners, directors and managers hurt the long-term survival of their companies because they either don’t realize their shortcomings or lack the ability to do something about them before it’s too late. A recent study conducted by the Guardian Life Small Business […]

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Andrew Presti

Tax Benefits Change for College Funding Programs

Everyone knows the cost of college tuition has skyrocketed to almost incomprehensible levels. According to CollegeBoard.com, the average tuition and fees for in-state students at a public four-year college is $7,020, while the average full-time, out-of-state price tag is $11,528. Compare that to private four-year colleges that charge an average of $26,273 per year in […]

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Andrew Presti

For New Tax Breaks, Act Fast

The recently signed Small Business Jobs Act promises that investors who put money into small companies will get full relief from capital-gains taxes on any returns. But to get the break, investors have to act in the next three months. That’s too short a time to identify and strike a deal with an up-and-coming business, […]

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