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Tip: Thriving in Today’s Economy

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Tip: Thriving in Today’s Economy

Studying the headlines every day for clues to the economy can be a frustrating process, and trying to figure out what works best in today’s economy can be exhausting. Relax. Surviving and thriving in today’s economy often doesn’t require abandoning your old systems in favor of something new. In an atmosphere of uncertainty, it is […]

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Technology: What You Need To Know About Complying With CAN-SPAM Act

The CAN-SPAM law has been around since 2003. Designed to be friendly to Internet business efforts, it was passed to stop marketers from using fraudulent or misleading representation to hook customers, and to discourage senders from appropriating email addresses from sources that are not their property – such as Internet Server Provider email directories. Business […]

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Boomerang Kids: How to Protect Your Retirement Plans When an Adult Child Moves Back Home

Adult children moving home after a job loss, divorce or other financial setback is an increasingly common trend. So-called boomerang kids are moving back in with parents at a record pace, up more than 5 percent between 2008 and 2010, according to a recent report by the U.S. Census Bureau. One obvious cause is the […]

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Stock Market: Looking for a Silver Lining

After a summer of ups and downs, the markets headed downward as September drew to a close. By Sept. 25, the decline had affected oil prices as well as the silver and gold markets – which were down 26 percent and 9.6 percent, respectively. The bond market yielded no joy either, with yields on 10-year […]

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Tips for Collecting Past-Due Invoices

Even in a strong economy, collecting unpaid invoices and having clients who are slow to pay can be frustrating. With the unemployment rate seemingly stuck at around 9 percent and the economic forecast uncertain at best, small business owners are seeing usually reliable customers extend their standard payment time frame by 30 days or more. […]

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Back Taxes – What Do You Do?

You’ve had a great day. Everything went right at work. You finally landed that new account you’ve been chasing, and you found $20 in an old pair of pants. Things have certainly gone your way; until you get home, look through your mail and find a letter from the Internal Revenue Service. When you open […]

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Tip: Tax Breaks for Hiring Disabled; Crackdown on Hiring of Illegal Workers

In response to National Disability Employment Month, which is observed in October, private sector nonprofit organizations are encouraging small business owners to consider adding disabled americans to their workforces. Health & Disability Advocates, a nonprofit organization established in 1992, has been getting the word out to businesses large and small, reminding them of the associated […]

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Technology: Pros and Cons of Password Management Tools

Have you ever counted the number of passwords you have – for banking accounts, for your email, for online retailers?  If you’re like most people, you have a lot and the number just keeps growing. Most of us have far too many unique passwords to keep them in our heads – and resort to storing […]

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Is Now the Time to Invest in a Home?

Despite all the economic uncertainty, the news for consumers might not be all bad. Short-term interest rates are low and will likely stay that way well into 2013, based on public statements from the Federal Reserve. Mortgage interest rates have been hovering at or near record lows all summer. Long-term, fixed-rate mortgage averages, for example, […]

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Stock Market: Stocks Gyrate as Investors Ponder

With stocks’ gyrations and economic uncertainty rattling investor confidence here and abroad, individual investors have not lacked for editorial advice on how to formulate an approach to counter market volatility. “You can’t time the market” might be a traditional Wall Street saying, but pundits try to do so, and they will continue to devise plans […]

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