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Health insurance premiums are rising: What can you do to protect yourself?

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Health insurance premiums are rising: What can you do to protect yourself?

As healthcare costs in the United States continue to climb, premiums are on the rise. Adding to the pain, coverage is being reeled in, co-pays are going up and deductibles are creeping higher. Maximum out-of-pocket expenses are going up as well. Employer-sponsored health insurance premiums are not immune from the trend, with the Kaiser Family […]

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Stock Market: Anticipated IPOs Bring Optimism

Although economic prospects in Spain, Italy and Greece continued to look bleak and Europe’s economic crisis dominated the headlines, the U.S. economy began to show long-anticipated signs of growth. Various IPOs slated for the months ahead are bringing interest and enthusiasm into the moribund stock market. Market traders and individual investors were cheered by some […]

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Tight Lending Presents Opportunities for Home-Based Business Startups

Although recent reports indicate that bank lending to businesses has picked up since the recession officially ended two years ago, Federal Reserve Chairman Ben Bernanke said as recently as November that small businesses are still having problems getting the capital they need. Continued tighter credit not only hinders daily operation for existing small businesses, but […]

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Businesses must avoid going overboard on holiday gifting

“It’s the most wonderful time of the year…” Or so at least one seasonal song would have us believe. I can’t argue with that sentiment since it truly is a time for family and friends to gather and renew their acquaintances at the myriad of holiday gatherings that will take place over the next month. […]

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Tip: Taking Your Business Global

According to a recent survey taken by the Hong Kong Shanghai Banking Corp., 40 percent of small businesses worldwide want to be trading internationally by 2013. Firms both large and small are daunted by the linguistic and logistical challenges involved in international trade, so the prospect of going global has remained a pipe dream for […]

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Technology: Protect Yourself From Cell Phone Hackers

Cell phone hacking caused the downfall of The News of the World, Britain’s largest and most famous tabloid. This scandal has alerted cell phone users to the mayhem that hackers can create. An ever-increasing problem for the telecommunications industry, cell phone hacking no longer happens only to people in the public eye. More and more […]

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Social Security Benefits Increase Along With Medicare Costs

About 55 million seniors receiving Social Security benefits and 8 million recipients of Supplemental Security Income will enjoy a 3.6 percent cost-of-living adjustment increase beginning with their January 2012 monthly checks. This is the first COLA increase since January 2009. With declining consumer prices in the aftermath of The Great Recession, there were no increases […]

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Stock Market: Sentiment and Reality

Shakespeare’s Hamlet observed that nothing is good or bad, but thinking makes it so. He certainly wasn’t talking about the stock market, but his commentary fits the market’s dizzying ups and downs some 450 years later. How else can we explain a market that ended the third week of October showing an 11 percent bounceback […]

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Is Your Business Something to Blog About?

Blogging has permeated cyberspace. More than 160 million blogs worldwide host everything from personal ramblings and political musings to highly technical how-tos, financial planning and investment advice. Most blogs (short for weblogs) are about hobbies or other personal topics, but recent years have seen an explosion of business blogs developed by companies seeking customers and […]

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Some Unexpected ‘Gifts’ Come With a High Price

“Never look a gift horse in the mouth” is one of those old adages that many of us grew up with. Sometimes, though, even the wisest among us might want to stop and think before accepting a gift with blind trust. One such example is an unexpected check from a taxing authority. Before computers made […]

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