November 20, 2012
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Year-end tax planning moves forward with or without Congress
The fate of many of the tax incentives taxpayers have grown accustomed to over recent years will likely remain up in the air until Congress and the Administration finally face off weeks before year-end 2012. While the results of Election Day will have bearing on the outcome, no crystal ball can predict how the ultimate […]
Read more- October 23, 2012
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Tip: Stretch Your Marketing Budget
Most small business owners have to make every dollar in their marketing budget count. Easier said than done in a world that offers such a variety of high-tech and traditional marketing tools. Maximizing the value you get from your investment often depends on your willingness to plan ahead, learn from past mistakes, and to develop […]
Read more- October 23, 2012
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Technology: Do You Really Need the New iPhone5?
The question is academic for the throngs who camped outside Apple stores to get their hands on the Apple’s latest smartphone – but do you really need the new iPhone5. First of all, improvements in smartphones have been incremental rather than earth-shattering since the 2007 launch of the first iPhone, which did change the game […]
Read more- October 23, 2012
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Take Advantage of Extended Low Interest Rates
The Federal Reserve recently announced it would keep the federal funds rate at 0 percent to 0.25 percent at least through mid-2015. This nearly three-year timeline presents an excellent opportunity for Americans – both consumers and business owners alike. Low interest rates make money less expensive to borrow and therefore increase the money supply available […]
Read more- October 23, 2012
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Stock Market: A Sunny September
Worries calmed in Europe, good news on the domestic real estate front, and the Federal Reserve continuing policies to bolster employment and growth were all key factors in the stock market’s healthy performance in September. Here’s an overview of what’s behind that optimism. Please bear in mind the following is intended to provide general information […]
Read more- October 23, 2012
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Why Do Small Businesses Fail?
According to the U.S. Small Business Administration, more than half of entrepreneurships fail within the first five years of existence. Former small business owners cite a litany of reasons why their business didn’t make it, usually ranging from complaints about banks and the government to their allegedly incompetent partners. Although some of these reasons are […]
Read more- October 23, 2012
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Penalties for Noncompliance with the Affordable Care Act’s Individual Mandate
In June, the U.S. Supreme Court upheld the constitutionality of Obamacare’s individual mandate by concluding that imposing a penalty for not purchasing health insurance is a valid exercise of Congress’ power to tax. As of Jan. 1, 2014, all Americans will be required to purchase either a private health plan or health insurance through a […]
Read more- September 13, 2012
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Tip: Making the Leap from Entrepreneur to Successful Leader
The very assets that make entrepreneurs successful can turn into handicaps when their business ventures take off and they assume the role of boss. Going from being responsible for everything and being a hands-on player in every aspect of the business to having employees to supervise and delegate is a giant leap. Most of us […]
Read more- September 13, 2012
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Technology: Spear Phishing – An Insidious Tactic Targets the Scam-Savvy
We all know to sidestep the misspelled email from a temporarily insolvent Nigerian prince who needs a little help and the details of our bank account. This type of clumsy email con typically goes out to millions of accounts hoping to trap a few unsuspecting recipients. The thieves sometimes highjack an official looking corporate logo […]
Read more- September 13, 2012
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Financial Planning for September 2012 Mortgage Opportunities Abound in Today’s Market
By early summer of this year, 30-year fixed mortgage rates had fallen to 3.55 percent – their lowest level in 40 years. One of the reasons rates have remained low is that investors continue to pour money into relatively safe Treasury bonds – the securities that guide home loans. Up until recently, low mortgage rates […]
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